Property Insurance

This insurance covers your property and contents against losses or damages caused by fire, lighting and explosion caused by domestic gas.

Coverage

1. Fire, lightning, thunderbolt, subterranean fire.
2. Explosion.
3. Aircraft and other aerial devices and/ or articles dropped therefrom.
4. Impact with any of the buildings by any road vehicles or animals not belonging to or under the control of the Insured or any members of his family.
5. Bursting or overflowing of domestic water tanks, apparatus or pipes, excluding:
   • in respect of each and every loss the amount stated in the policy schedule.
   • destruction or damage occurring while the Private Dwelling House is left untenanted.
6. Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt thereat.
7. Hurricane, cyclone, typhoon, windstorm.
8. Flood but excluding loss or damage caused by subsidence or landslip.
9. Earthquake, volcanic eruption.